Rev. 1/31/2019
Fed. R. Bankr. P. 1007(b)(7) and (c); 4004(c)(1)(H); 4006; 5009(b)
11 U.S.C. § 111; § 727(a)(11); § 1328(g)(1)
Financial Management requirements went into effect October 17, 2005 (for the Southern District of Mississippi requirement went into effect March 10, 2008)
Under 2005 Bk. Reform (BAPCPA) (subject to certain exemptions) to receive a discharge under Chapter 7 an individual debtor must complete a personal financial management course (the "Course") with an approved *Provider. In a joint case, each debtor must complete the course.
If the Provider does not file the certificate of completion the Debtor must:
A list of approved providers is available at www.justice.gov/ust.
Chapter 13 See: Financial Management Course - Ch 13
Exceptions:
Cases filed before *October 17, 2005 even if the case converts, splits, or transfers.
11 U.S.C. § 727(a) makes applicable under § 109(h)(4)
Debtor is unable to complete course requirements due to one of the following reasons, the Debtor must request an exemption from the requirement. See Exemption from Financial Management Course.
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Docket Event:
[Bankruptcy> Other> Certification About a Financial Management Course (Official Form 423)]
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