Reaffirmation Agreement with a Credit Union



11. U.S.C. § 524(m)


Hearing required when creditor is a *Credit Union and debtor is Pro-Se (agreement not signed by debtor's attorney)


No hearing or court review required when debtor is represented by counsel (agreement signed by debtor's attorney), even when there is a presumption of undue hardship. 11. U.S.C. § 524(m)


*As defined in section 19(b)(1)(A)(iv) of the Federal Reserve Act